Bill is terrific. We spent a considerable amount of time researching options online for healthcare, and thought we knew what we wanted; Bill was able to look at each one and tell us what we didn't know about it- often times helping us avoid significant costs we wouldn't have seen coming. Basically he steered us to the right plans, making sure our needs were made, quickly, efficiently, and affordably. It was a comfort to know we were working with someone who knew his stuff and could identify what was really important to us. I highly recommend him for sole proprietors and small LLC's.